MLK Day 2024: What’s Open and Closed – A Guide to Bank, Postal, and Shipping Services

Understanding the Impact of Martin Luther King Jr. Day on Banks, Post Offices, and More

On Monday, January 15, the United States will observe Martin Luther King Jr. Day, a federal holiday commemorating the birthday of the influential civil rights icon. The significance of this day is not only in honoring Dr. King’s legacy but also in promoting service to communities nationwide.

Banks and Federal Services:

Major banks, including Wells Fargo, Bank of America, Truist, Citibank, and Capital One, will be closed on MLK Day. This aligns with the federal holiday status, as President Ronald Reagan signed the King Holiday Bill in 1983, designating the third Monday in January as a day to reflect on civil rights. While most banks will be closed, Capital One Café locations will remain open with regular business hours.

Shipping Services:

If you have shipping needs on MLK Day, it’s essential to plan ahead. UPS will not pick up or deliver packages, and some UPS Store locations may have modified hours. On the other hand, FedEx services will mostly be available, but FedEx Express and FedEx Ground Economy deliveries may experience delays due to the USPS observance of the holiday.


Popular retailers such as Costco, Walmart, and Target, along with most major retailers and grocers, will remain open on Martin Luther King Jr. Day

Post Office Hours:

The U.S. Postal Service (USPS) will be closed on MLK Day, meaning there will be no mail service or delivery. If you need postal services, ensure your errands are completed on Saturday, January 13, or plan to wait until the USPS reopens on Tuesday, January 16.

Federal Holiday and Day of Service:

Martin Luther King Jr. Day is unique among federal holidays, designated as a national day of service to encourage volunteering and community improvement. It honors the impactful contributions of Dr. King in advancing civil rights for Black Americans.

Bank Hours on MLK Day:

As with most federal holidays, banks will be closed on Martin Luther King Jr. Day. Transactions won’t process until the following business day, and the stock market will also be closed. ATMs and online banking services will still be available, but transactions won’t process until banks reopen on Tuesday, January 16.

2024 Federal Bank Holidays:

Apart from MLK Day, the list of federal bank holidays for 2024 includes New Year’s Day, Presidents Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Indigenous Peoples’ Day, Veterans Day, Thanksgiving Day, and Christmas Day.

In conclusion, while Martin Luther King Jr. Day provides an opportunity to reflect on the fight for civil rights, it’s crucial to be aware of the impact on various services, plan accordingly, and embrace the spirit of service and community on this significant day.

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